Making the Best Use of Online Casinos Accepting $5, $10 and $20 Deposits

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After looking at the promotional offers at online casinos, you might think you need hundreds of dollars to take advantage.

Well, you just provide the casino with your BankID, and you can register and make your first deposit instantly without having to verify your identity. When it comes to withdrawals, this payment makes your life really easy, as you don’t have to insert any details except the amount you wish to withdraw, or worry about verification.

In fact, you’ll find the opposite – players starting out with minimum deposits can reap some pretty hefty rewards if you shop around. Deposits between $5 and $20 are often enough to get a lot of extra free online slot spins, tournament entries and a matched welcome bonus on top.

This page covers everything you need to know about minimum deposit casinos including which casinos accept $5, $10 & $20 deposits and the bonuses you qualify for. US casinos are covered, plus some international brands.

Online Casinos with Low Deposit Requirements – Play Slots with $5, $10 & $20

Here is what you can expect to find below:

• How to take advantage of small deposit casinos
• Finding a bonus that applies to small payments
• Which deposit methods accept the smallest amount
• How to cash out smaller amounts
• How to find a reputable brand

Why Making a Minimum Deposit is Often the Smartest Move

There are two reasons why I like to start with smaller payments at online casinos. First, this is a great way to build trust at your own pace. Sure, those matched bonuses of $1000’s are enticing – though for many of us that is a big outlay before building a trusted relationship with the brand.

Starting with $20 allows you to make sure you are comfortable with the payment process, customer support and ongoing promotional offers – without a big risk.

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The other reason is to take advantage of free spins and other online casino bonus incentives. Most casinos offer extras alongside their matched bonus deal. While some give you free spins before making any deposit – the number of spins shoots up when you become a real money casino player.

Since the amount of money needed to take advantage is often small – minimum deposit players get a great deal. Look out for offers of 100+ real money free spins, tournament entries with cash prizes or free chipsfor live dealer rooms. When you find them, cross check with the minimum deposit needed to get these benefits, you’ll find this surprisingly low in many cases.

Examples of small deposit casinos (for regulated states)

• Sugarhouse – Minimum deposit is $10 across all methods. Must be located in NJ or PA
• Unibet Casino – The minimum deposit for both NJ and PA casino is $10 across all methods.
• Hollywood Casino – Must be in Pennsylvania to play. The minimum deposit here is $25
• Golden Nugget Casino – Available in NJ only and the minimum deposit here is $10 if you use Play+, PayPal, PayNearMe or visit the casino cage.
• Tropicana Casino – Again, another NJ online casino. This site accepts deposit as small as $10.

Examples of small deposit sweepstakes casinos (open to most of the US & Canada)

• Chumba Casino – Chumba is a $5 minimum purchase.
• Luckyland Slots – Luckyland Slots gold coin packages also start at $5. Not available in Canada
• FunzPoints – FunzPoints has a $5 minimum purchase

What to Look Out for in Small Deposit Casino Bonus Deals

On the surface many casino bonuses look similar. Most brands (whether State regulated or international) offer a 100% matched welcome deal, often with a package of incentives alongside.

If you are a planning on making a low deposit is it important that you check the terms and conditions of these offers. You’ll find some major differences in how easy or difficult it is to take advantage of them.

Here is a checklist of the things you’ll need to know:

• Play-Through Required: This applies to the matched component of the bonus. All minimum deposit casinos in USA will ask you to roll over your bonus many times before it can be withdrawn. What you’ll find is big differences in exactly how many times you need to play-through. Look for 35x as a maximum – and avoid casinos which ask for more than 50x play-through.
• Restricted Games / Weightings: This goes together with the play-though requirement. If you enjoy online slots, then all of your wagering will count towards the play-though requirements. For table games, you will often find ‘weightings’. These stipulate a percentage of the stake which is counted towards clearing your bonus. For example, many casinos count blackjack at 10% only. Make sure your casino gives fair weightings before you deposit and does not exclude your favorite games completely.
• Non-Cashable Bonuses: Some casinos have terms which state that your welcome bonus is for play purposes only. Since this money can never be withdrawn – and will be removed the first time you cash out any winnings – it is a lot less valuable than a regular cashable bonus.
• Payment Method Restrictions: Some casinos restrict bonuses for certain payment methods. A common example for international casinos is that you don’t get a bonus for Skrill or Neteller deposits. It pays to make sure your payment method is not excluded before you sign up.

Extra Incentives for Minimum Deposit Casino Players

After you have checked for any traps or tricky terms – you can move on to the positive aspects making a small deposit at real money casinos, the incentives.

Free spins are a common way to incentivize new players. This can be anything from 10 to 100 real money spins, often on one or more designated slots. There are conditions for these too, with a cap on winnings and play-though required on most offers. Look out for deals which give you a shot at winning a big progressive jackpot!

Tournament entries also involve slots (though can also be based on Blackjack). Here you will compete against other players in a time-based contest. These are often free to enter and attract a lot of players. Players with the biggest play-money winnings at the end of the tournament get real cash prizes.

You will sometimes find that casinos offer additional real money incentives like a free chip for their live dealer casino. At the biggest brands, you might also be offered free play for other gambling types within their site – such as poker or sports betting.

As you gain experience with online casinos, you’ll realize that ongoing offers are more important than these initial bonuses. While the welcome deal is gone fast (usually within 30 to 60 days), ongoing extras can keep your bankroll topped up for years to come.

Look out for a loyalty scheme and plenty of one-off promotions and extras for players. The best casinos will have a dedicated promotions page to list this information.

Small deposit casinos: How to Get Money on Board (USA)

At State regulated USA online casinos you’ll be able to make small deposits using many familiar payment options. Expect minimums of $10 for most of these, with some (for example bank-wires) having higher minimums.

With small deposits, I recommend making sure you use a method without a fixed cost. While prepaid Visa cards will work, you’ll need to pay the merchant a small fee. In this example, even a small fee would be a big proportion of a $10 or $20 deposit.

Here are some of the popular options for small deposits. These are based on popular New Jersey online casinos;

• PayPal: The most popular electronic wallet has a $10 minimum casino deposit requirement, instant transfers and can also be used for withdrawals.
• Play+ Account: This system was originally designed to make getting money at the cage of brick and mortar casinos quicker, by verifying your identity and uploading your card information. It has now been extended to online casino payments.
• Credit Cards: Visa and MasterCard are the most commonly accepted credit card brands. Expect a slightly higher minimum of $20 with these (this accounts for the merchant fees for the casinos).
• PayNearMe: If you don’t want to pay electronically, PayNearMe allows you to make a minimum deposit using cash. This has a $10 minimum, and the transactions take place at 7-11 convenience stores. This method is not available for withdrawals.
• Neteller: This is an online wallet in the same category as PayPal. You can deposit instantly, with a minimum of $10 at most casinos.
• Local Bank Transfer: Another easy option, pay via your online banking system, using a local transfer. Note that wires (using SWIFT / IBAN) usually have bigger minimum deposits and high fees, while local transfers are usually free.

New Jersey casinos also allow players to deposit cash via their casino cages via the affiliated B&M casino.

For online sweepstakes casinos like Luckyland Slots and Chumba, you’ll be able to buy smaller amounts of ‘Sweeps Coins’ with your credit cards.

Minimum Casino Deposit Options at International Casinos

Outside of the US, the options for making secure small deposits are even wider. Most of the methods covered above are available (with the exceptions of Play+ and PayNearMe). Depending on your location, making a deposit from your bank or with a debit / credit card may be restricted. Canada is an example a country with legal casinos, though banks that place restrictions on credit card payments. Fortunately, several easy alternatives are available.

Here are some extra ways of making small deposits at online casinos outside of the USA.

• Skrill: This is another electronic wallet with similarities to PayPal and Neteller. Most casinos set a minimum deposit at $10 for Skrill.
• EcoCard / EntroPay: These are examples of virtual credit card accounts, adding a secure 3^rd party between your bank and the online casinos.
• Debit Cards: Maestro and Visa Electron are popular, in addition to the regular Visa and MasterCard branded cards.
• Interac: This is an example of a payment gateway which allows deposits at casinos for Canadian customers. Others, including Citadel, work in a similar way.
• PaySafeCard: This is a voucher system, you purchase the ‘Pins’ (vouchers with credit card like numbers) from stores and use these to deposit online.

How to Initiate a Withdrawal

We’d all like to believe that our small deposit will turn into a huge withdrawal. While you have a legitimate shot at this, in most cases the withdrawal will be on the smaller side.

Before you make a deposit, remember to check for minimum and maximum withdrawal amounts. Many a small bankroll has been ‘trapped’ by a $100 minimum withdrawal level.

International casinos and sweepstakes / social casinos will pay via ETF (electronic fund transfer). This is a local bank transfer system – and is both fast and free. Often, you’ll find that the casino stipulates processing your withdrawal onto the same system you used to deposit. This is an anti money-laundering rule.

Some deposit methods are one way, and don’t process withdrawals at all. These include MasterCard credit cards, and voucher / POS type systems. When this is the case, bank transfers or checks can be used. Some casinos will process withdrawals onto electronic wallets which you have not previously deposited with – others will not.

Even Minimum Deposit Players Should Expect a ‘KYC’ Check

To keep everything above board, all legitimate casinos (including social casino apps) will perform a ‘Know Your Customer’ check when real money play starts. This applies to even the smallest deposit players.

My view is that these keep the online casino world clear of crime – and should be welcomed. You’ll need to send ID documents, and sometimes a picture of your credit card (you can black out some numbers if you prefer). Preparing for this in advance will keep things fast and smooth.

Wrap Up: Making Sure Your Casino is Reputable

You’ll only find reviews of the regulated and trusted brand casinos from the US and around the world on this site. I strongly recommend you stick reputable low deposit casinos – and don’t risk even the smallest deposit with unknown brands.

There is a big casino industry offshore, though players have no recourse should something go wrong. While many of these have amazing bonus offers, the old adage comes into play; ‘if it sounds too good to be true, it probably is!’.

These days there are plenty of easy ways to make $10 & $20 casino deposits along with withdrawing winnings from trusted brands. The casinos compete with each other for your business – so make sure that the welcome offer includes plenty of extras, which are accessible for a minimum deposit!

We all love gambling in online casinos. There are more varieties of games and slots, the odds are typically better, and the convenience is unparalleled. Traditionally, if there is one area in which online casinos fall short compared to brick-and-mortar locations, it’s the payouts.

In a physical, real-life casino, you are able to approach the cashier’s window and collect your money at any time you are ready. Meanwhile, online, this process has typically taken much longer and caused many more headaches. Well, this no longer needs to be the case!

With the explosive growth of the online gambling industry, online casinos are competing for your patronage in an extremely contentious market. As such, they are all looking for an angle to make their operation more appealing. Out of this necessity, online casinos have begun speeding up their payout timelines, including many instant withdrawal options.

Fast payouts are significant for several reasons. Not only is this a desirable trait because it’s your money, and after some big wins you are probably excited to spend it, but this also tells you about the health of the operation with which you are gambling. Luckily for you, we’ve gone ahead and done the hard work by vetting a multitude of online casinos for the fastest payouts available.

We have determined that the following online casinos offer the fastest payouts:

Why We Recommend These Sites

As mentioned previously, the list above will provide you with the best online casinos available that will accommodate fast payouts. But you should know, that is not the only criteria that goes into making our recommendations. After all, anyone can set up a website and promise to pay you quickly!

In addition to the timeliness of withdrawals we also make sure that any online casino we recommend passes the following tests:

Reputation and History

If you are going to deposit your hard-earned money into an online casino account, you need to know everything is on the up-and-up. For this reason, the first thing we have to identify and eliminate from any list of recommendations is scammers. We look into a site’s reputation and history to ensure there aren’t any red flags before passing them along to you.

A history of fast payouts is a good indicator of an online casino that is operating within the law and servicing their customers with integrity. In order to process payouts quickly, a site must employ a large staff of people. If a casino hires enough employees to adequately handle quick payments, it speaks well to their financial health and desire to provide quality customer service.

Easy to Use and Reliable

Another criterion that we research is how easy the online casino is to navigate and use. A quick payout isn’t worth much if you’re unable to browse the site and find what you are looking for! The casinos on the list above are all professionally built, simple to use, and have helpful customer service sections.

There are few things more frustrating than following links around a website with no ability to find what you are looking for. That’s not going to happen with our recommendations. Not only will you be able to receive your money promptly, but it’ll also be a straightforward process when you go to do so.

Variety of Deposit Withdrawal Options

The reason having a variety of deposit and withdrawal options available is important is because, for each payout option, a casino must have money sitting in that type of account in preparation to be sent to customers. A site that can turn around customer requests quickly is telling you that they take customer service seriously and that they have the capital to follow through on their promises.

Also, different payment methods require different lengths of processing time. So, while you may not choose to use Bitcoin or some of the fastest payment options, it is essential that they are available. The more options you have at your disposal, the better the casino can cater to your specific needs.

Quality Customer Service

You aren’t only their customer, you’re our customer! So, before pointing you towards an online casino, we have to ensure that they offer quality customer service. A solid customer service section should provide a Frequently Asked Questions (FAQ) page, multiple contact options, and preferably a live chat option.

Sites that process payments quickly tend to utilize their customer service department to do so. They process the request and put things in motion to deliver your money into the preferred account. So, it stands to reason that a site offering fast payouts will also have an adequately staffed customer service department to help with all of your issues.

Variety of Games

Fast payouts, reliable websites, and trustworthy, responsive customer service are all fantastic, but you’re looking for online casinos because you want to have fun! We haven’t lost sight of this fact, and for that reason, we factor in the games themselves as well.

Besides convenience, variety is one of the exceptional advantages that online casinos have over brick-and-mortar operations. Most online casinos have a startling number of slot machines available at your disposal; for any television show, movie, or video game that you enjoy, there is most likely a slot machine about it.

Beyond just offering numerous slot machines, many of our recommendations offer table games, video poker, and sportsbooks as well. Some of the games even have live dealers, if that’s what you are looking for! The possibilities are endless, so explore our recommendations to find which site works best for your needs.

Why Fast Payouts Are Important

It’s Your Money!

The fact of the matter is that the money that you’ve earned and filled your account with is your money! There doesn’t need to be a reason beyond that, which we understand. And it doesn’t do you much good if it’s stuck in an account without many options of retrieving it.

There can be numerous reasons that a payout would be challenging to receive. Sometimes there are withdrawal caps, limiting how much you can move any given week or month. Other sites have taken on the strategy of slowly issuing payouts with the intention of you coming back to bet before leaving with your money. Others still are merely just scams. Those are the types of situations we are looking to help you avoid. So, stick to the sites with prompt payouts so that you may access your money to your liking.

The Implication

As mentioned previously, an online casino that can offer fast payouts is also telling you about several other aspects of their operation. First, it implies that they are dedicated to customer service and are willing to hire an adequate workforce to handle customer needs. Second, it indicates that the company is financially healthy.

Let’s say an online casino offers six different payout options, including several different e-wallets. To be capable of transferring money to customers’ accounts quickly, they will need large sums of money sitting in an account for each payout type; otherwise, the process would be prolonged.

If a company has the capital to hold money in numerous payout accounts for their customers, it suggests that they are not a scam, as they have stayed in business long enough to reach this point. News travels fast on the internet, and companies that rip customers off typically close up shop quickly after running off with the cash.

Easier to Avoid Disaster

Remember that scene in the movie Casino, where the wealthy gambler wins big, so the casino pretends his jet has technical issues so that they can get him back onto the casino floor gambling? And just as they hoped, eventually he began gambling again and gave back his winnings. The odds are the odds, after all.

Well, many of the slower-processing online casino operations operate like this consistently. By making it difficult to retrieve your money, they can assume that you will slowly gamble away your winnings without collecting. But with fast payouts and a bit of discipline, this can be avoided.

If your money is easy to move, you can occasionally put some of your money back into your bank while keeping your account balance at a level with which you are comfortable. Gambling can be a great deal of fun, so you probably won’t want to empty your entire account all the time, but at the very least simple withdrawals give you the ability to save you from yourself.

Different Banking Options

There is only so much an online casino can do to get your money paid out quickly. Some of the responsibility or processing times lie with the payment methods themselves. Withdrawing money back to a credit card is probably not going to be possible to do immediately. The employees on the credit card side of things may not feel the same urgency as the casino.

Here are some of the payment options that you will commonly find online. The payment times are averages and may differ from site to site. Some online casinos have payment types they specialize in, which may allow them to process that kind of withdrawal faster than others. All of this information is worth looking into before depositing to your account.

Credit Card/ Debit Card

If you are going to use a credit or debit card to link to an online casino, be confident that the site is legitimate first. You’ve come to the right place to determine that part. While this is a straightforward and accessible approach, it is not the fastest. While the casino may process payments immediately, the bank or credit institution may not. The average time these transfers take to complete is two to five days.

eCheck

Setting up an eCheck with an online casino may take slightly more time up front, but once finished, your bank account will be linked directly to your gaming account. This is somewhat more secure than using credit, and a bit faster. The average withdrawal time via eCheck is one to three days.

E-Wallets

E-wallets are third-party services that allow you to deposit or withdraw money while offering a buffer between your bank and the company with which you are making a transaction. Once they are fully set-up, they can be a swift way to move money. PayPal is the most popular e-wallet used in the United States. Depending on the online casino and status of your e-wallet account, these transfers can range from instant withdrawals to three to four days.

Bitcoin

Bitcoin is becoming an increasingly popular currency option online. It is a cryptocurrency based on an algorithm called the blockchain, and there is a finite amount in circulation, which gives it some stability long-term. What makes Bitcoin particularly attractive is that it is anonymous and fast.

Many online casinos specialize in Bitcoin transactions. An exciting aspect of using Bitcoin to receive your money is that it has been steadily growing in value over the last few years, so your winnings could continue to increase after you’re done playing. Bitcoin transactions are instantaneous once the casino processes the request.

Paper Check

If you’re a little more traditional, some online casinos are willing to cut you a check and physically mail it to your address. If you are searching out the quickest ways to receive your money, this is not the best choice. Once the casino prints, seals, and mails the check, you are at the mercy of the mail system. And, because many online casinos are offshore, sending by snail mail can be that much more time-consuming. On average, you are looking at two weeks to receive money this way.

Speeding Up Payouts

While it’s true that different online casinos process withdrawals at different rates and the timelines heavily depend on the payment method, there are some steps you can take to ensure the fastest turnaround time possible. While these won’t guarantee an immediate payout whenever your heart desires, they can make life much easier once you’re ready to cash out.

Use the Payment Method the Site Specializes In

You will notice when combing through our recommendations that some online gambling sites push specific payment types over others. Many newer casinos are trading exclusively in Bitcoin, while others prefer only e-wallets or even eChecks. If you know which method will work best for you, you’d be wise to choose a site that specializes in those transactions.

The payout time for eChecks may take weeks on a site that focuses on Bitcoin. But if you check out one of the websites that advertise their quick eCheck speeds, you will most likely be a much happier customer. And the same applies to the reverse situation. If you are planning on using Bitcoin, using the casinos that have the most experience with them is the smartest move.

Verify Your Account Upon Signing Up

Before an online casino is able to release the money, they will need verification of your identity and access to your banking information. Sites will sometimes ask for copies of various forms of identification, account numbers, or occasionally bills in your name as proof of residence.

This can be a lengthy process that may be frustrating if you wait until you want your money. It’s best to get your account verified and ready for transactions early when you first sign up. It will be much less of a headache this way, and any small issues can be dealt with before they grow into more significant problems.

Vet the Site for Fast Payouts First

Lucky for you, you’re already doing this right now! Blindly signing up for an online casino is a dicey proposition. This is an enormous, profitable industry; there’s too much money at stake for there not to be scammers. By researching the do’s and don’ts here and letting us vet the casinos for you, you are saving yourself quite a bit of work and risk.

The fact is, there are so many online casinos out there, and it can be incredibly intimidating to choose one you want to trust with your money. Sure, some of them boast certifications that speak to their quality or safety, or claim to be regulated, but that still isn’t enough. Companies will do what’s needed to be licensed, then stop complying, or worse yet, just paste an image of a certification they didn’t earn.

To the untrained eye, it can be difficult to tell them all apart. Lucky for you, we dedicate our lives to this industry and have gained a wealth of knowledge and experience over the years. So, check out our list and see which of these fast payout sites matches up with what’s most compatible with your finances, and you can’t go wrong.

The Wrap Up

The world of online casinos can be a vast, scary place. There are so many options and promises that it can be challenging to identify the best prospects the web has to offer. You don’t want to give your credit card information or the wages you’ve worked for over to some casino only to have them cut and run, leaving you with no recourse to collect your money.

Beyond just safety, it’s also essential that when you’re ready to cash out, you are able to do so quickly, and with ease. For that reason, we have researched the online casinos that provide the fastest payouts to customers and compiled a list of recommendations. Stick with these gaming sites and choose the operations that offer payment methods that are simplest for you, and rest easy that your finances are under your control.

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Fast payouts tell you more about an online casino than just how fast they will attempt to send your money. Processing payments quickly takes an entire operation and lots of money.

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Not only must a casino hire a large customer service staff to receive the requests and begin processing them, but they also must have vast amounts of capital at their disposal. This means that the websites on our list of recommendations not only care about your experience, but they are financially sound and built to last long-term.